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DEBT LAWS

Federal and state consumer laws were designed to protect the consumer. Miracle Debt Solutions utilizes these laws to protect you while your debt is in dispute. Unfortunately, creditors rely on the fact that most Americans are oblivious to the law and take advantage of consumers on a daily basis by assessing late fees, over-the-limit fees, and interest rate increases without merit. We want you to be informed and understand the rights that you possess. We encourage you to learn more about these laws to help you gain financial freedom.

Federal Laws:

Fair Debt and Collection Practices Act

Fair Credit Reporting Act

Fair Credit Billing Act

Credit Repair Organizations Act

Title 9 - Arbitration

Title 15 Chapter 41 Consumer Credit Protection

Uniform Debt Management Services Act

Federal Bankruptcy Laws

Consumer Protection:

Bankruptcy - State by State

Consumer Protection - State by State

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